Home: Difference between revisions
Jump to navigation
Jump to search
Content deleted Content added
No edit summary |
No edit summary |
||
| (29 intermediate revisions by the same user not shown) | |||
| Line 1: | Line 1: | ||
<!-- |
|||
{{Insert quote panel |
|||
<div class="fullscreen-logo"> |
|||
| {{Quote |
|||
[[File:Logo of Insurer Brain.svg|frameless|center|link=]] |
|||
| text = A good CEO is not a micromanager but a 'Chief Excitement Officer' or 'Engagement Officer' |
|||
| author = {{Thomas Buberl/attribution }} |
|||
| }} |
|||
| image = thomas-buberl.jpg |
|||
}}{{section separator}} |
|||
== About AXA == |
|||
<div class="main-page-menu"> |
|||
{{Row header|overview ▸}} {{Inline expand |❘ history ▸|{{read|[[AXA's story]]}} {{read|[[M&A DNA & transactions]]}} {{read|[[financial data]]}} }} {{Inline expand |❘ purpose ▸|{{read|[[Vision]]}} {{read|[[Missions]]}} {{read|[[Unlock the future 2026]]}} {{read|[[AXA Foundation for Human Progress]]}} }} {{Inline expand |❘ culture ▸|{{read|[[Values]]}} {{read|[[Feedback]]}} {{read|[[Inclusion & diversity]]}} {{read|[[Volunteering]]}} {{read|[[Smart working]]}} {{read|[[Total rewards]]}} {{read|[[Personalized development]]}} }} {{Inline expand |❘ commitments ▸|{{read|[[Business]]}} {{read|[[Climate change & strategy]]}} {{read|[[Inclusive protection]]}} {{read|[[Responsible corporation]]}} }} |
|||
{{Row header|people ▸}} {{Inline expand |❘ leading figures ▸|{{read|[[Claude Bébéar]]}} {{read|[[Henri de Castrie]]}} {{read|[[Thomas Buberl]]}} }} {{Inline expand |❘ board & committees ▸|{{read|[[Antoine Gosset-Grainville]]}} {{read|[[Guillaume Faury]]}} {{read|[[Angelien Kemna]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ management committee ▸|{{read|[[George Stansfield]]}} {{read|[[Guillaume Borie]]}} {{read|[[Patrick Cohen]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ partners group ▸|{{read|[[Etienne Bouas Laurent]]}} {{read|[[Renaud Guidée]]}} {{read|[[Tara Foley]]}} {{read|[[see all ▸]]|type=gray}} }} |
|||
{{Row header|regions ▸}} {{Inline expand |❘ Europe ▸|{{read|[[France]]}} {{read|[[Germany]]}} {{read|[[Switzerland]]}} {{read|[[Luxembourg]]}} {{read|[[Italy]]}} {{read|[[Spain]]}} {{read|[[UK]]}} {{read|[[Ireland]]}} {{read|[[Turkey]]}} }} {{Inline expand |❘ AXA XL ▸|{{read|[[XL Bermuda]]}} {{read|[[XL Reinsurance]]}} {{read|[[XL America]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ Asia ▸|{{read|[[Japan]]}} {{read|[[Hong Kong]]}} {{read|[[China]]}} {{read|[[Indonesia]]}} {{read|[[Thailand]]}} {{read|[[Philippines]]}} {{read|[[South Korea]]}} }} {{Inline expand |❘ Latin America ▸|{{read|[[Brazil]]}} {{read|[[Colombia]]}} {{read|[[Mexico]]}} }} {{Inline expand |❘ transversals ▸|{{read|[[AXA Partners]]}} {{read|[[AXA GO]]}} }} |
|||
{{Row header|results ▸}} {{Inline expand |❘ press release ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ analyst presentation ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ financial supplement ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ activity report ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ annual report ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ SFCR ▸|{{read|[[2025]]}} {{read|[[2024]]}} {{read|[[2023]]}} {{read|[[see all ▸]]|type=gray}} }} |
|||
</div> |
|||
{{Row header|documents ▸}} {{Inline expand |❘ group standards ▸|{{read|[[Communication, Brand, Reputation standard]]}} {{read|[[Sustainability standard]]}} {{read|[[Price Sensitive or Inside Information standard]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ group S2 policies ▸|{{read|[[Group Internal Audit policy]]}} {{read|[[Group Compliance policy]]}} {{read|[[Group P&C Underwriting Pricing and Clams policy]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ others ▸|{{read|[[Group AI policy]]}} {{read|[[Group Sanctions Policy]]}} {{read|[[Group Anti-Money Laundering Policy]]}} {{read|[[see all ▸]]|type=gray}} }} |
|||
{{section separator}} |
|||
== Markets, competitors & targets == |
|||
<div class="main-page-menu"> |
|||
{{Row header|MNC ▸}} {{Inline expand |❘ multi-liners ▸|{{read|[[Allianz]]}} {{read|[[Zurich]]}} {{read|[[Generali]]}} {{read|[[Talanx]]}} {{read|[[MAPFRE]]}} }} {{Inline expand |❘ P&C ▸|{{read|[[Chubb]]}} {{read|[[AIG]]}} {{read|[[Travelers]]}} {{read|[[Liberty Mutual]]}} {{read|[[Tokio Marine]]}} }} {{Inline expand |❘ Life & Health ▸|{{read|[[Bupa]]}} {{read|[[Prudential plc]]}} {{read|[[MetLife]]}} {{read|[[AIA Group]]}} {{read|[[Manulife]]}} }} |
|||
{{Row header|europe ▸}} {{Inline expand |❘ France ▸|{{read|[[market overview]]}} {{read|[[Crédit Agricole Assurances]]}} {{read|[[CNP Assurances]]}} {{read|[[Groupama]]}} {{read|[[Crédit Mutuel Alliance Fédérale (GACM)]]}} {{read|[[BNP Paribas Cardif]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Germany ▸|{{read|[[market overview]]}} {{read|[[Allianz]]}} {{read|[[Munich Re (ERGO Group)]]}} {{read|[[Talanx (HDI)]]}} {{read|[[R+V Versicherung]]}} {{read|[[Generali Deutschland]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Switzerland ▸|{{read|[[market overview]]}} {{read|[[Schweizerische Mobiliar]]}} {{read|[[Zürich Versicherung (Zurich)]]}} {{read|[[Allianz Suisse]]}} {{read|[[Helvetia]]}} {{read|[[Bâloise (Basler)]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Luxembourg ▸|{{read|[[market overview]]}} {{read|[[Foyer Assurances]]}} {{read|[[LALUX (La Luxembourgeoise)]]}} {{read|[[Bâloise Assurances Luxembourg]]}} {{read|[[Allianz]]}} {{read|[[AIG]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Italy ▸|{{read|[[market overview]]}} {{read|[[Generali]]}} {{read|[[Intesa Sanpaolo Vita]]}} {{read|[[Poste Vita]]}} {{read|[[Allianz]]}} {{read|[[Unipol]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Spain ▸|{{read|[[market overview]]}} {{read|[[MAPFRE]]}} {{read|[[VidaCaixa (CaixaBank Group)]]}} {{read|[[Mutua Madrileña]]}} {{read|[[Allianz Seguros]]}} {{read|[[Grupo Catalana Occidente (GCO)]]}} {{read|[[see more]]}} }} {{Inline expand |❘ UK ▸|{{read|[[market overview]]}} {{read|[[Aviva]]}} {{read|[[Legal & General]]}} {{read|[[Prudential]]}} {{read|[[Zurich Insurance UK]]}} {{read|[[Allianz Insurance]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Ireland ▸|{{read|[[market overview]]}} {{read|[[Irish Life Group]]}} {{read|[[Zurich Insurance plc (Ireland)]]}} {{read|[[Aviva Life & Pensions Ireland]]}} {{read|[[New Ireland Assurance]]}} {{read|[[Royal London Ireland]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Turkey ▸|{{read|[[market overview]]}} {{read|[[Türkiye Sigorta]]}} {{read|[[Allianz Sigorta]]}} {{read|[[Anadolu Sigorta]]}} {{read|[[Sompo Sigorta]]}} {{read|[[Aksigorta]]}} {{read|[[see more]]}} }} |
|||
{{Row header|reinsurance & bermuda ▸}} {{Inline expand |❘ Bermuda market ▸|{{read|[[market overview]]}} {{read|[[AXA XL]]}} {{read|[[XL Bermuda]]}} {{read|[[Everest Re]]}} {{read|[[RenaissanceRe]]}} {{read|[[Arch Capital (Arch Re)]]}} {{read|[[PartnerRe]]}} {{read|[[Aspen]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Global Re ▸|{{read|[[market overview]]}} {{read|[[XL Reinsurance]]}} {{read|[[Munich Re]]}} {{read|[[Swiss Re]]}} {{read|[[Hannover Re]]}} {{read|[[Berkshire Hathaway (reinsurance)]]}} {{read|[[SCOR]]}} {{read|[[see more]]}} }} |
|||
{{Row header|north america ▸}} {{Inline expand |❘ United States ▸|{{read|[[market overview]]}} {{read|[[XL America]]}} {{read|[[Travelers]]}} {{read|[[Chubb]]}} {{read|[[Liberty Mutual]]}} {{read|[[Berkshire Hathaway]]}} {{read|[[Zurich]]}} {{read|[[see more]]}} }} |
|||
{{Row header|asia ▸}} {{Inline expand |❘ Japan ▸|{{read|[[market overview]]}} {{read|[[Nippon Life]]}} {{read|[[Dai-ichi Life]]}} {{read|[[Tokio Marine]]}} {{read|[[Sompo]]}} {{read|[[MS&AD (Mitsui Sumitomo)]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Hong Kong ▸|{{read|[[market overview]]}} {{read|[[HSBC Life (International)]]}} {{read|[[AIA International]]}} {{read|[[Prudential (HK) Life]]}} {{read|[[BOC Life]]}} {{read|[[Manulife (International)]]}} {{read|[[see more]]}} }} {{Inline expand |❘ China ▸|{{read|[[market overview]]}} {{read|[[China Life]]}} {{read|[[Ping An]]}} {{read|[[PICC (People’s Insurance Company of China)]]}} {{read|[[CPIC (China Pacific Insurance)]]}} {{read|[[New China Life]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Indonesia ▸|{{read|[[market overview]]}} {{read|[[Prudential Indonesia]]}} {{read|[[AIA Financial]]}} {{read|[[Manulife Indonesia]]}} {{read|[[Allianz Life Indonesia]]}} {{read|[[Sun Life Indonesia]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Thailand ▸|{{read|[[market overview]]}} {{read|[[AIA Thailand]]}} {{read|[[FWD Life Thailand]]}} {{read|[[Thai Life Insurance]]}} {{read|[[Muang Thai Life Assurance]]}} {{read|[[Allianz Ayudhya]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Philippines ▸|{{read|[[market overview]]}} {{read|[[Sun Life]]}} {{read|[[Pru Life U.K.]]}} {{read|[[Manulife]]}} {{read|[[AIA Philippines]]}} {{read|[[FWD]]}} {{read|[[see more]]}} }} {{Inline expand |❘ South Korea ▸|{{read|[[market overview]]}} {{read|[[Samsung Fire & Marine]]}} {{read|[[Hyundai Marine & Fire]]}} {{read|[[DB Insurance]]}} {{read|[[Meritz Fire & Marine]]}} {{read|[[KB Insurance]]}} {{read|[[see more]]}} }} |
|||
{{Row header|latin america ▸}} {{Inline expand |❘ Brazil ▸|{{read|[[market overview]]}} {{read|[[BrasilSeg]]}} {{read|[[Bradesco Seguros]]}} {{read|[[SulAmérica]]}} {{read|[[Porto Seguro]]}} {{read|[[Caixa Seguridade]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Colombia ▸|{{read|[[market overview]]}} {{read|[[Grupo Sura]]}} {{read|[[Seguros Alfa]]}} {{read|[[Seguros Bolívar]]}} {{read|[[Allianz]]}} {{read|[[MAPFRE]]}} {{read|[[see more]]}} }} {{Inline expand |❘ Mexico ▸|{{read|[[market overview]]}} {{read|[[GNP Seguros]]}} {{read|[[MetLife México]]}} {{read|[[BBVA Seguros]]}} {{read|[[Banorte Seguros]]}} {{read|[[Quálitas]]}} {{read|[[see more]]}} }} |
|||
</div> |
|||
{{section separator}} |
|||
== Case studies & insights == |
|||
<div class="main-page-menu"> |
|||
{{Row header|capital ▸}} {{Inline expand |❘ M&A ▸|{{read|[[Generali–Cattolica (2022)]]}} {{read|[[Allianz–Aviva Poland (2021)]]}} {{read|[[Chubb–Cigna A&H APAC (2022)]]}} }} {{Inline expand |❘ carve-outs ▸|{{read|[[AIG → Corebridge IPO (2022)]]}} {{read|[[Prudential → Jackson demerger (2021)]]}} {{read|[[Allianz sells UniCredit Allianz Vita stake (2025)]]}} }} {{Inline expand |❘ buybacks ▸|{{read|[[Allianz €1.5bn buybacks (2024)]]}} {{read|[[Zurich CHF 1.1bn buyback (2024)]]}} {{read|[[Travelers $5.04bn repurchase capacity (end-2024)]]}} }} |
|||
{{Row header|risk ▸}} {{Inline expand |❘ cyber ▸|{{read|[[Zurich–Mondelez NotPetya settlement (2022)]]}} {{read|[[Merck vs Ace (war exclusion rejected, 2023)]]}} {{read|[[Lloyd’s “state-backed” cyber exclusions (from 2023)]]}} }} {{Inline expand |❘ Cat & ILS ▸|{{read|[[Allianz €250m windstorm cat bond (2023)]]}} {{read|[[Munich Re retro + sidecars ($1.55bn, 2025)]]}} {{read|[[Hannover Re cloud-outage cat bond (2024)]]}} }} {{Inline expand |❘ BI disputes ▸|{{read|[[FCA BI test case (UKSC, 2021)]]}} {{read|[[ExCel Centre appeal win (UK CA, 2024)]]}} {{read|[[UK CA on furlough set-offs (2025)]]}} }} |
|||
{{Row header|tech ▸}} {{Inline expand |❘ claims AI ▸|{{read|[[Allianz “Insurance Copilot” (auto claims, 2024)]]}} {{read|[[Zurich AI claims escalation prediction (2024)]]}} {{read|[[Chubb + Cytora claims doc automation (2024)]]}} }} {{Inline expand |❘ GenAI assistants ▸|{{read|[[AllianzGPT (internal, 2025)]]}} {{read|[[Generali KAssis (claims knowledge, 2025)]]}} {{read|[[Generali “Chatty” (customer chatbot, 2023–24)]]}} }} {{Inline expand |❘ telematics ▸|{{read|[[Progressive Snapshot (UBI, 2011)]]}} {{read|[[Generali–Telepass “Next” (2022)]]}} {{read|[[Allianz–Ticker pay-per-mile (2025)]]}} }} |
|||
{{Row header|distribution ▸}} {{Inline expand |❘ bancassurance ▸|{{read|[[Allianz–UniCredit framework (2022)]]}} {{read|[[Zurich–Santander LatAm JV + 25-year tie-up (2011)]]}} {{read|[[BNP Paribas ↔ Ageas / AG Insurance reshuffle (2025)]]}} }} {{Inline expand |❘ embedded platforms ▸|{{read|[[Chubb Studio AI embedded engine (2025)]]}} {{read|[[Zurich buys AIG Travel + merges with Cover-More (2024)]]}} {{read|[[Munich Re buys relayr (2018)]]}} }} |
|||
{{Row header|climate ▸}} {{Inline expand |❘ coal & fossil rules ▸|{{read|[[Allianz coal phase-out thresholds (2025)]]}} {{read|[[Generali coal phase-out (2030/2040)]]}} {{read|[[Zurich “no new fossil” positioning]]}} }} {{Inline expand |❘ transition & resilience ▸|{{read|[[Zurich + Aon hydrogen insurance platform (2024)]]}} {{read|[[Generali expands oil/gas exclusions (2024)]]}} {{read|[[Swiss Re nat-cat loss benchmark (sigma 1/2024)]]}} }} |
|||
</div> |
|||
{{section separator}} |
|||
== Insurance academy == |
|||
<div class="main-page-menu"> |
|||
{{Row header|fundamentals ▸}} {{Inline expand |❘ risk basics ▸|{{read|[[Frequency vs severity]]}} {{read|[[Hazard, exposure, peril]]}} {{read|[[Correlation & aggregation]]}} }} {{Inline expand |❘ how insurance works ▸|{{read|[[Pooling & risk transfer]]}} {{read|[[Indemnity vs benefits]]}} {{read|[[Premium now, claims later]]}} }} {{Inline expand |❘ incentives & frictions ▸|{{read|[[Adverse selection]]}} {{read|[[Moral hazard]]}} {{read|[[Information asymmetry]]}} }} {{Inline expand |❘ industry structure ▸|{{read|[[Insurers, mutuals, captives]]}} {{read|[[Brokers, MGAs, TPAs]]}} {{read|[[Reinsurers & retro]]}} }} {{Inline expand |❘ policy essentials ▸|{{read|[[Insurable interest, good faith]]}} {{read|[[Coverage, exclusions]]}} {{read|[[Limits & deductibles]]}} }} {{Inline expand |❘ core metrics ▸|{{read|[[Loss, expense, combined]]}} {{read|[[Persistency & lapse]]}} {{read|[[Acquisition economics]]}} }} {{Inline expand |❘ time value ▸|{{read|[[Discounting]]}} {{read|[[Trend & social inflation]]}} {{read|[[Duration risk]]}} }} {{Inline expand |❘ Cat & systemic ▸|{{read|[[Nat Cat accumulation]]}} {{read|[[Pandemic risk]]}} {{read|[[Cyber contagion]]}} }} {{Inline expand |❘ role & trust ▸|{{read|[[Protection & resilience]]}} {{read|[[Fairness & inclusion]]}} {{read|[[Conduct & transparency]]}} }} |
|||
{{Row header|products ▸}} {{Inline expand |❘ life ▸|{{read|[[Term, whole, UL]]}} {{read|[[Mortality & lapse]]}} {{read|[[Riders]]}} }} {{Inline expand |❘ health ▸|{{read|[[Medical vs income protection]]}} {{read|[[Group vs individual]]}} {{read|[[Utilization levers]]}} }} {{Inline expand |❘ annuities ▸|{{read|[[Immediate vs deferred]]}} {{read|[[Guarantees]]}} {{read|[[Longevity risk]]}} }} {{Inline expand |❘ group benefits ▸|{{read|[[Plan design]]}} {{read|[[Experience rating]]}} {{read|[[Renewals]]}} }} {{Inline expand |❘ personal lines ▸|{{read|[[Motor & home]]}} {{read|[[Rating factors]]}} {{read|[[Claims inflation]]}} }} {{Inline expand |❘ commercial lines ▸|{{read|[[Property & liability]]}} {{read|[[Limits & towers]]}} {{read|[[Risk engineering]]}} }} {{Inline expand |❘ specialty ▸|{{read|[[Marine, aviation, energy]]}} {{read|[[Financial lines]]}} {{read|[[Parametric]]}} }} {{Inline expand |❘ Underwriting gov ▸|{{read|[[Appetite & authority]]}} {{read|[[Quote to bind]]}} {{read|[[Portfolio steering]]}} }} {{Inline expand |❘ lifecycle ▸|{{read|[[Design & pricing]]}} {{read|[[Wording & filings]]}} {{read|[[Monitoring & remediation]]}} }} {{Inline expand |❘ policy admin ▸|{{read|[[Issuance & endorsements]]}} {{read|[[Billing]]}} {{read|[[Retention]]}} }} |
|||
{{Row header|distribution ▸}} {{Inline expand |❘ channels ▸|{{read|[[Agent/broker/bank]]}} {{read|[[Direct & digital]]}} {{read|[[Embedded & partners]]}} }} {{Inline expand |❘ sales & advice ▸|{{read|[[Needs & suitability]]}} {{read|[[Tools & disclosures]]}} {{read|[[Conversion levers]]}} }} {{Inline expand |❘ intermediary econ ▸|{{read|[[Commissions & clawbacks]]}} {{read|[[Conflicts control]]}} {{read|[[Delegated authority]]}} }} |
|||
{{Row header|operations ▸}} {{Inline expand |❘ onboarding ▸|{{read|[[KYC/AML basics]]}} {{read|[[Fraud screening]]}} {{read|[[Consent & privacy]]}} }} {{Inline expand |❘ underwriting ops ▸|{{read|[[STP vs manual]]}} {{read|[[Evidence mgmt]]}} {{read|[[QA & audits]]}} }} {{Inline expand |❘ claims ops ▸|{{read|[[FNOL & triage]]}} {{read|[[Settlement & leakage]]}} {{read|[[Litigation & recovery]]}} }} {{Inline expand |❘ fraud mgmt ▸|{{read|[[Detection & SIU]]}} {{read|[[Provider fraud]]}} {{read|[[Recoveries]]}} }} {{Inline expand |❘ service model ▸|{{read|[[Shared services]]}} {{read|[[Outsourcing risk]]}} {{read|[[SLAs & outcomes]]}} }} {{Inline expand |❘ tech & data ▸|{{read|[[PAS, claims, billing]]}} {{read|[[CRM & omni-channel]]}} {{read|[[Platforms & APIs]]}} }} {{Inline expand |❘ productivity ▸|{{read|[[Cost-to-serve]]}} {{read|[[Automation]]}} {{read|[[Ops KPIs]]}} }} |
|||
{{Row header|finance & actuarial ▸}} {{Inline expand |❘ pricing ▸|{{read|[[Expected loss & margin]]}} {{read|[[Credibility]]}} {{read|[[Price adequacy]]}} }} {{Inline expand |❘ reserving ▸|{{read|[[Case vs IBNR]]}} {{read|[[Triangles & diagnostics]]}} {{read|[[Reserve risk]]}} }} {{Inline expand |❘ life liabilities ▸|{{read|[[Assumptions & margins]]}} {{read|[[Options & behavior]]}} {{read|[[New business strain]]}} }} {{Inline expand |❘ reinsurance ▸|{{read|[[Proportional vs non-prop]]}} {{read|[[Retentions & limits]]}} {{read|[[Credit & collateral]]}} }} {{Inline expand |❘ ALM ▸|{{read|[[Portfolio basics]]}} {{read|[[Duration & liquidity]]}} {{read|[[Credit risk]]}} }} {{Inline expand |❘ performance ▸|{{read|[[Underwriting result]]}} {{read|[[Operating vs net income]]}} {{read|[[Key ratios]]}} }} {{Inline expand |❘ accounting ▸|{{read|[[IFRS 17]]}} {{read|[[IFRS 9]]}} {{read|[[Statutory bases]]}} }} {{Inline expand |❘ solvency ▸|{{read|[[Available vs required]]}} {{read|[[Economic capital]]}} {{read|[[Stress tests]]}} }} {{Inline expand |❘ steering ▸|{{read|[[Growth vs value]]}} {{read|[[Re-pricing actions]]}} {{read|[[Scenario planning]]}} }} {{Inline expand |❘ model gov ▸|{{read|[[Assumption control]]}} {{read|[[Validation]]}} {{read|[[Data governance]]}} }} |
|||
{{Row header|regulation & gov ▸}} {{Inline expand |❘ purpose ▸|{{read|[[Protection]]}} {{read|[[Stability]]}} {{read|[[Integrity]]}} }} {{Inline expand |❘ prudential ▸|{{read|[[Solvency II & RBC]]}} {{read|[[ORSA]]}} {{read|[[Supervisory reporting]]}} }} {{Inline expand |❘ conduct ▸|{{read|[[Product governance]]}} {{read|[[Claims standards]]}} {{read|[[Fair value]]}} }} {{Inline expand |❘ supervision ▸|{{read|[[Entity structures]]}} {{read|[[Intra-group flows]]}} {{read|[[Recovery & resolution]]}} }} {{Inline expand |❘ gov model ▸|{{read|[[Board oversight]]}} {{read|[[Three lines]]}} {{read|[[Internal audit]]}} }} {{Inline expand |❘ compliance ▸|{{read|[[AML/CTF]]}} {{read|[[Sanctions]]}} {{read|[[Third-party risk]]}} }} {{Inline expand |❘ tax ▸|{{read|[[Premium taxes]]}} {{read|[[Deferred tax]]}} {{read|[[Cross-border issues]]}} }} {{Inline expand |❘ ESG ▸|{{read|[[Underwriting & investment]]}} {{read|[[Disclosures]]}} {{read|[[Transition risk]]}} }} {{Inline expand |❘ resilience ▸|{{read|[[Cyber security]]}} {{read|[[Operational resilience]]}} {{read|[[Data privacy]]}} }} {{Inline expand |❘ emerging ▸|{{read|[[Cyber & systemic]]}} {{read|[[Insurtech & embedded]]}} {{read|[[Alternative capital]]}} }} |
|||
</div> |
|||
{{section separator}} |
|||
== Skill library == |
|||
<div class="main-page-menu"> |
|||
{{Row header|communication & presence ▸}} {{Inline expand |❘ conversations & feedback ▸|{{read|[[Crucial Conversations]]}} {{read|[[Difficult Conversations]]}} {{read|[[Thanks for the Feedback]]}} {{read|[[Radical Candor]]}} }} {{Inline expand |❘ storytelling & thinking ▸|{{read|[[The Pyramid Principle]]}} {{read|[[Made to Stick]]}} {{read|[[Storytelling with Data]]}} {{read|[[Talk Like TED]]}} }} {{Inline expand |❘ writing & clarity ▸|{{read|[[HBR Guide to Better Business Writing]]}} {{read|[[Smart Brevity]]}} {{read|[[On Writing Well]]}} {{read|[[The Elements of Style]]}} }} |
|||
{{Row header|influence & stakeholders ▸}} {{Inline expand |❘ persuasion ▸|{{read|[[Influence]]}} {{read|[[Pre-Suasion]]}} {{read|[[Influence Without Authority]]}} {{read|[[The Art of Woo]]}} }} {{Inline expand |❘ negotiation ▸|{{read|[[Getting to Yes]]}} {{read|[[Never Split the Difference]]}} {{read|[[Bargaining for Advantage]]}} {{read|[[The Power of a Positive No]]}} }} {{Inline expand |❘ conflict & alignment ▸|{{read|[[Crucial Confrontations]]}} {{read|[[The Conflict Code]]}} {{read|[[The Anatomy of Peace]]}} {{read|[[The Catalyst]]}} }} |
|||
{{Row header|leadership & people ▸}} {{Inline expand |❘ coaching & dev ▸|{{read|[[The Coaching Habit]]}} {{read|[[Multipliers]]}} {{read|[[The Making of a Manager]]}} {{read|[[Turn the Ship Around!]]}} }} {{Inline expand |❘ teams ▸|{{read|[[The Five Dysfunctions of a Team]]}} {{read|[[Team of Teams]]}} {{read|[[Drive]]}} {{read|[[The Culture Code]]}} }} {{Inline expand |❘ change & execution ▸|{{read|[[Leading Change]]}} {{read|[[Switch]]}} {{read|[[The First 90 Days]]}} {{read|[[Accelerate]]}} }} |
|||
{{Row header|collaboration & culture ▸}} {{Inline expand |❘ cross-cultural ▸|{{read|[[The Culture Map]]}} {{read|[[Leading with Cultural Intelligence]]}} {{read|[[When Cultures Collide]]}} {{read|[[Riding the Waves of Culture]]}} }} {{Inline expand |❘ inclusion & safety ▸|{{read|[[The Fearless Organization]]}} {{read|[[The Person You Mean to Be]]}} {{read|[[Blindspot]]}} {{read|[[Inclusify]]}} }} {{Inline expand |❘ remote & hybrid ▸|{{read|[[Remote]]}} {{read|[[The Long-Distance Leader]]}} {{read|[[Digital Body Language]]}} {{read|[[Suddenly Virtual]]}} }} |
|||
{{Row header|effectiveness & resilience ▸}} {{Inline expand |❘ time & focus ▸|{{read|[[Getting Things Done]]}} {{read|[[Deep Work]]}} {{read|[[Essentialism]]}} {{read|[[Atomic Habits]]}} }} {{Inline expand |❘ decision making ▸|{{read|[[Thinking, Fast and Slow]]}} {{read|[[Decisive]]}} {{read|[[Superforecasting]]}} {{read|[[The Scout Mindset]]}} }} {{Inline expand |❘ resilience & stress ▸|{{read|[[Mindset]]}} {{read|[[The Upside of Stress]]}} {{read|[[Resilient]]}} {{read|[[Search Inside Yourself]]}} }} |
|||
{{Row header|customer & trust ▸}} {{Inline expand |❘ empathy & service ▸|{{read|[[The Effortless Experience]]}} {{read|[[Outside In]]}} {{read|[[Hug Your Haters]]}} {{read|[[Unreasonable Hospitality]]}} }} {{Inline expand |❘ trust & relationships ▸|{{read|[[The Speed of Trust]]}} {{read|[[The Trusted Advisor]]}} {{read|[[Give and Take]]}} {{read|[[Dare to Lead]]}} }} |
|||
</div> |
</div> |
||
--> |
|||
'''Did you know?''' |
|||
__NOCACHE__ |
|||
{{#switch: {{#expr: {{CURRENTTIMESTAMP}} mod 100}} |
|||
| 0 = {{:Definition:Bordereaux}} |
|||
| 1 = {{:Definition:Burning cost}} |
|||
| 2 = {{:Definition:Commutation (reinsurance)}} |
|||
| 3 = {{:Definition:Finite reinsurance}} |
|||
| 4 = {{:Definition:Fronting}} |
|||
| 5 = {{:Definition:Follow-the-fortunes}} |
|||
| 6 = {{:Definition:Cut-through clause}} |
|||
| 7 = {{:Definition:Binding authority}} |
|||
| 8 = {{:Definition:Clash cover}} |
|||
| 9 = {{:Definition:Attachment point}} |
|||
| 10 = {{:Definition:Exhaustion point}} |
|||
| 11 = {{:Definition:Reinstatement premium}} |
|||
| 12 = {{:Definition:Sliding-scale commission}} |
|||
| 13 = {{:Definition:Profit commission}} |
|||
| 14 = {{:Definition:Loss portfolio transfer}} |
|||
| 15 = {{:Definition:Adverse development cover (ADC)}} |
|||
| 16 = {{:Definition:Aggregate excess-of-loss reinsurance}} |
|||
| 17 = {{:Definition:Catastrophe excess-of-loss reinsurance}} |
|||
| 18 = {{:Definition:Per-risk excess of loss reinsurance}} |
|||
| 19 = {{:Definition:Risks-attaching basis}} |
|||
| 20 = {{:Definition:Losses-occurring basis}} |
|||
| 21 = {{:Definition:Claims-made trigger}} |
|||
| 22 = {{:Definition:Signing down}} |
|||
| 23 = {{:Definition:Sunset clause}} |
|||
| 24 = {{:Definition:Utmost good faith}} |
|||
| 25 = {{:Definition:Contra proferentem}} |
|||
| 26 = {{:Definition:Incurred but not reported (IBNR)}} |
|||
| 27 = {{:Definition:Bornhuetter-Ferguson method}} |
|||
| 28 = {{:Definition:Chain-ladder method}} |
|||
| 29 = {{:Definition:Stochastic reserving}} |
|||
| 30 = {{:Definition:Loss development triangle}} |
|||
| 31 = {{:Definition:Credibility factor}} |
|||
| 32 = {{:Definition:Allocated loss adjustment expense (ALAE)}} |
|||
| 33 = {{:Definition:Unallocated loss adjustment expense (ULAE)}} |
|||
| 34 = {{:Definition:Experience modification factor}} |
|||
| 35 = {{:Definition:Industry loss warranty (ILW)}} |
|||
| 36 = {{:Definition:Sidecar (reinsurance)}} |
|||
| 37 = {{:Definition:Collateralized reinsurance}} |
|||
| 38 = {{:Definition:Catastrophe bond (CAT bond)}} |
|||
| 39 = {{:Definition:Retrocession}} |
|||
| 40 = {{:Definition:Surplus share reinsurance}} |
|||
| 41 = {{:Definition:Surplus strain}} |
|||
| 42 = {{:Definition:Surplus relief}} |
|||
| 43 = {{:Definition:Funds withheld reinsurance}} |
|||
| 44 = {{:Definition:Modified coinsurance}} |
|||
| 45 = {{:Definition:Coinsurance penalty}} |
|||
| 46 = {{:Definition:Anti-concurrent causation clause}} |
|||
| 47 = {{:Definition:Continuous trigger}} |
|||
| 48 = {{:Definition:Efficient proximate cause}} |
|||
| 49 = {{:Definition:Horizontal exhaustion}} |
|||
| 50 = {{:Definition:Vertical exhaustion}} |
|||
| 51 = {{:Definition:Sue and labor clause}} |
|||
| 52 = {{:Definition:Honorable engagement clause}} |
|||
| 53 = {{:Definition:Hours clause}} |
|||
| 54 = {{:Definition:Batch clause}} |
|||
| 55 = {{:Definition:Aggregation clause}} |
|||
| 56 = {{:Definition:Omnibus clause}} |
|||
| 57 = {{:Definition:Running down clause}} |
|||
| 58 = {{:Definition:Warehouse-to-warehouse clause}} |
|||
| 59 = {{:Definition:General average}} |
|||
| 60 = {{:Definition:Particular average}} |
|||
| 61 = {{:Definition:Constructive total loss}} |
|||
| 62 = {{:Definition:York-Antwerp Rules}} |
|||
| 63 = {{:Definition:Protection and indemnity (P&I)}} |
|||
| 64 = {{:Definition:Demand surge}} |
|||
| 65 = {{:Definition:Social inflation}} |
|||
| 66 = {{:Definition:Nuclear verdict}} |
|||
| 67 = {{:Definition:Silent cyber}} |
|||
| 68 = {{:Definition:Affirmative cyber coverage}} |
|||
| 69 = {{:Definition:Parametric insurance}} |
|||
| 70 = {{:Definition:Embedded insurance}} |
|||
| 71 = {{:Definition:Takaful}} |
|||
| 72 = {{:Definition:Bancassurance}} |
|||
| 73 = {{:Definition:Microinsurance}} |
|||
| 74 = {{:Definition:Captive insurance company}} |
|||
| 75 = {{:Definition:Cell captive}} |
|||
| 76 = {{:Definition:Protected cell company (PCC)}} |
|||
| 77 = {{:Definition:Reciprocal insurance exchange}} |
|||
| 78 = {{:Definition:Risk retention group (RRG)}} |
|||
| 79 = {{:Definition:Lloyd's syndicate}} |
|||
| 80 = {{:Definition:Reinsurance to close (RITC)}} |
|||
| 81 = {{:Definition:Equitas}} |
|||
| 82 = {{:Definition:Funds at Lloyd's (FAL)}} |
|||
| 83 = {{:Definition:Syndicate-in-a-box (SIAB)}} |
|||
| 84 = {{:Definition:Part VII transfer}} |
|||
| 85 = {{:Definition:Solvent scheme of arrangement}} |
|||
| 86 = {{:Definition:Run-off (insurance)}} |
|||
| 87 = {{:Definition:Demutualization}} |
|||
| 88 = {{:Definition:Depopulation program}} |
|||
| 89 = {{:Definition:Probable maximum loss (PML)}} |
|||
| 90 = {{:Definition:Exceedance probability curve (EP curve)}} |
|||
| 91 = {{:Definition:Realistic disaster scenario (RDS)}} |
|||
| 92 = {{:Definition:Monte Carlo simulation}} |
|||
| 93 = {{:Definition:Copula}} |
|||
| 94 = {{:Definition:Bühlmann model}} |
|||
| 95 = {{:Definition:Cape Cod method}} |
|||
| 96 = {{:Definition:Extra-contractual obligation (ECO)}} |
|||
| 97 = {{:Definition:Loss in excess of policy limits (XPL)}} |
|||
| 98 = {{:Definition:Doctrine of reasonable expectations}} |
|||
| 99 = {{:Definition:Longevity swap}} |
|||
}} |
|||
Latest revision as of 14:46, 12 March 2026
Did you know? __NOCACHE__ Definition:Aggregation clause