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{{Row header|standards & policies ▸}} {{Inline expand |❘ group standards ▸|{{read|[[Communication, Brand, Reputation standard]]}} {{read|[[Sustainability standard]]}} {{read|[[Price Sensitive or Inside Information standard]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ group S2 policies ▸|{{read|[[Group Internal Audit policy]]}} {{read|[[Group Compliance policy]]}} {{read|[[Group P&C Underwriting Pricing and Clams policy]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ other docs ▸|{{read|[[Group AI policy]]}} {{read|[[Group Sanctions Policy]]}} {{read|[[Group Anti-Money Laundering Policy]]}} }} |
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{{Row header|standards & policies ▸}} {{Inline expand |❘ group standards ▸|{{read|[[Communication, Brand, Reputation standard]]}} {{read|[[Sustainability standard]]}} {{read|[[Price Sensitive or Inside Information standard]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ group S2 policies ▸|{{read|[[Group Internal Audit policy]]}} {{read|[[Group Compliance policy]]}} {{read|[[Group P&C Underwriting Pricing and Clams policy]]}} {{read|[[see all ▸]]|type=gray}} }} {{Inline expand |❘ other docs ▸|{{read|[[Group AI policy]]}} {{read|[[Group Sanctions Policy]]}} {{read|[[Group Anti-Money Laundering Policy]]}} {{read|[[see all ▸]]|type=gray}} }} |
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A good CEO is not a micromanager but a 'Chief Excitement Officer' or 'Engagement Officer'
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AXA fundamentals
standards & policies ▸ ❘ group standards ▸
Communication, Brand, Reputation standard
Sustainability standard
Price Sensitive or Inside Information standard
see all ▸ ❘ group S2 policies ▸
Group Internal Audit policy
Group Compliance policy
Group P&C Underwriting Pricing and Clams policy
see all ▸ ❘ other docs ▸
Group AI policy
Group Sanctions Policy
Group Anti-Money Laundering Policy
see all ▸
~*~
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Insurance fundamentals
fundamentals ▸ ❘ risk basics ▸
Frequency vs severity
Hazard, exposure, peril
Correlation & aggregation ❘ how insurance works ▸
Pooling & risk transfer
Indemnity vs benefits
Premium now, claims later ❘ incentives & frictions ▸
Adverse selection
Moral hazard
Information asymmetry ❘ industry structure ▸
Insurers, mutuals, captives
Brokers, MGAs, TPAs
Reinsurers & retro ❘ policy essentials ▸
Insurable interest, good faith
Coverage, exclusions
Limits & deductibles ❘ core metrics ▸
Loss, expense, combined
Persistency & lapse
Acquisition economics ❘ time value ▸
Discounting
Trend & social inflation
Duration risk ❘ Cat & systemic ▸
Nat Cat accumulation
Pandemic risk
Cyber contagion ❘ role & trust ▸
Protection & resilience
Fairness & inclusion
Conduct & transparency
products ▸ ❘ life ▸
Term, whole, UL
Mortality & lapse
Riders ❘ health ▸
Medical vs income protection
Group vs individual
Utilization levers ❘ annuities ▸
Immediate vs deferred
Guarantees
Longevity risk ❘ group benefits ▸
Plan design
Experience rating
Renewals ❘ personal lines ▸
Motor & home
Rating factors
Claims inflation ❘ commercial lines ▸
Property & liability
Limits & towers
Risk engineering ❘ specialty ▸
Marine, aviation, energy
Financial lines
Parametric ❘ Underwriting gov ▸
Appetite & authority
Quote to bind
Portfolio steering ❘ lifecycle ▸
Design & pricing
Wording & filings
Monitoring & remediation ❘ policy admin ▸
Issuance & endorsements
Billing
Retention
distribution & ops ▸ ❘ channels ▸
Agent/broker/bank
Direct & digital
Embedded & partners ❘ sales & advice ▸
Needs & suitability
Tools & disclosures
Conversion levers ❘ intermediary econ ▸
Commissions & clawbacks
Conflicts control
Delegated authority ❘ onboarding ▸
KYC/AML basics
Fraud screening
Consent & privacy ❘ Underwriting ops ▸
STP vs manual
Evidence mgmt
QA & audits ❘ claims ops ▸
FNOL & triage
Settlement & leakage
Litigation & recovery ❘ fraud mgmt ▸
Detection & SIU
Provider fraud
Recoveries ❘ service model ▸
Shared services
Outsourcing risk
SLAs & outcomes ❘ tech & data ▸
PAS, claims, billing
CRM & omni-channel
Platforms & APIs ❘ productivity ▸
Cost-to-serve
Automation
Ops KPIs
finance & actuarial ▸ ❘ pricing ▸
Expected loss & margin
Credibility
Price adequacy ❘ reserving ▸
Case vs IBNR
Triangles & diagnostics
Reserve risk ❘ life liabilities ▸
Assumptions & margins
Options & behavior
New business strain ❘ reinsurance ▸
Proportional vs non-prop
Retentions & limits
Credit & collateral ❘ ALM ▸
Portfolio basics
Duration & liquidity
Credit risk ❘ performance ▸
Underwriting result
Operating vs net income
Key ratios ❘ accounting ▸
IFRS 17
IFRS 9
Statutory bases ❘ solvency ▸
Available vs required
Economic capital
Stress tests ❘ steering ▸
Growth vs value
Re-pricing actions
Scenario planning ❘ model gov ▸
Assumption control
Validation
Data governance
regulation & gov ▸ ❘ purpose ▸
Protection
Stability
Integrity ❘ prudential ▸
Solvency II & RBC
ORSA
Supervisory reporting ❘ conduct ▸
Product governance
Claims standards
Fair value ❘ supervision ▸
Entity structures
Intra-group flows
Recovery & resolution ❘ gov model ▸
Board oversight
Three lines
Internal audit ❘ compliance ▸
AML/CTF
Sanctions
Third-party risk ❘ tax ▸
Premium taxes
Deferred tax
Cross-border issues ❘ ESG ▸
Underwriting & investment
Disclosures
Transition risk ❘ resilience ▸
Cyber security
Operational resilience
Data privacy ❘ emerging ▸
Cyber & systemic
Insurtech & embedded
Alternative capital
~*~
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Competitors & targets
~*~
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Case studies
~*~
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Skill development books