Zurich Insurance Group full year 2025 results investor and media presentation/Life financial details: Difference between revisions

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Created page with "<!-- RAG-context: This section covers detailed Life financial performance including gross premiums by line of business and region, new business metrics (PVNBP, NB CSM, insurance revenues, fee revenues with like-for-like growth rates), and Life BOP by driver and region with year-on-year changes. --> == Slide 40: Life gross premiums up 7% like-for-like == <!-- RAG-context: Slide 40 shows Life gross premiums by line of business: Unit-linked USD 20.9bn to USD 20.4bn (−3% l..."
 
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<!-- RAG-context: Slide 40 shows Life gross premiums by line of business: Unit-linked USD 20.9bn to USD 20.4bn (−3% l-f-l), Protection USD 8.7bn to USD 9.7bn (+5% l-f-l), Savings & annuities USD 3.5bn to USD 6.1bn (+77% l-f-l), Total USD 33.1bn to USD 36.2bn (+7% l-f-l). By region: EMEA USD 21.7bn to USD 25.4bn (+12% l-f-l), Latin America USD 8.0bn to USD 6.9bn (−10% l-f-l), Asia Pacific USD 2.8bn to USD 3.2bn (+16% l-f-l), North America USD 1.0bn to USD 0.9bn (−6% l-f-l). -->
 
{| class="wikitable" style="width:100%; font-size:0.85em; text-align:right"
|+ 📊 Life grossGross premiumsPremiums by lineLine of businessBusiness (USDbnUSD bn), FY24 vs FY25
! style="text-align:centerleft; width:28%15em; position:sticky; left:0; background:#eaecf0; z-index:1" | Line of business
! style="text-align:center; width:18%left" | FY-24Unit
! style="text-align:centerright; width:18%6em" | FY-25FY24
! style="text-align:centerright; width:18%6em" | Like-for-like changeFY25
|! style="background:#fff; text-align:right; width:6em" | 20.4LFL Chg
|-
| style="text-align:left; position:sticky; left:0; background:#fff; z-index:1" | Unit-linked
| style="background:#fff; text-align:rightleft" | 20.9USD bn
| 20.9
| style="background:#fff; text-align:right" | 20.4
| 20.4
| style="background:#fff; text-align:right" | −3%
| −3%
|-
| style="text-align:left; position:sticky; left:0; background:#fff; z-index:1" | Protection
| style="background:#fff; text-align:rightleft" | 8.7USD bn
| 8.7
| style="background:#fff; text-align:right" | 9.7
| 9.7
| style="background:#fff; text-align:right" | +5%
| +5%
|-
| style="text-align:left; position:sticky; left:0; background:#fff; z-index:1" | Savings & annuities
| style="background:#fff; text-align:rightleft" | 3.5USD bn
| 3.5
| style="background:#fff; text-align:right" | 6.1
| 6.1
| style="background:#fff; text-align:right" | +77%
| +77%
|-
| style="background:#ffff8f9fa; text-align:left; position:sticky; left:0; z-index:1" | '''Total'''
| style="background:#ffff8f9fa; text-align:rightleft" | 33.1'''USD bn'''
| style="background:#fff; text-align:rightf8f9fa" | 36'''33.21'''
| style="background:#fff; text-align:rightf8f9fa" | +7%'''36.2'''
| style="background:#fff; text-align:rightf8f9fa" | −3'''+7%'''
|}