Zurich Insurance Group full year 2025 results investor and media presentation/Other important information: Difference between revisions

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<!-- RAG-context: Slide 62 shows the like-for-like growth calculation methodology and specific adjustments for each business KPI: P&C GWP reported USD 46,624m→USD 50,422m, adjusted to 5% l-f-l; P&C insurance revenue reported to 4% l-f-l; Life GWP reported USD 33,061m→USD 36,194m, adjusted to 7% l-f-l; Life long-term PVNBP 14% l-f-l; Life long-term NB CSM 11% l-f-l; Life short-term insurance revenue 9% l-f-l; Life investment contracts fee revenue 13% l-f-l. Adjustments include FX, M&A/other for both FY-24 and FY-25. -->
 
{| class="wikitable sticky-first-column" style="text-align:right; width:100%;"
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{| class="wikitable sticky-first-column" style="text-align:right; width:100%;"
|+ Zurich Insurance Group — L-f-l Growth Calculation by Segment (USDm), FY25 vs FY24
! style="text-align:left; width:11em;" | Business
! style="text-align:left; width:auto;" | UnitKPI
! style="text-align:leftright; width:7em;6em" | KPIFY24 Rep.
! style="text-align:right; width:6em; white-space:normal;" | FY24 RepM&A/Other Adj.
! style="text-align:right; width:6em; white-space:normal;" | FY24 M&A/Other Adj.
! style="text-align:right; width:6em; white-space:normal;" | FY24FY25 AdjRep.
! style="text-align:right; width:6em; white-space:normal;" | FY25 Rep.FX
! style="text-align:right; width:6em; white-space:normal;" | FY25 FXM&A/Other
! style="text-align:right; width:6em; white-space:normal;" | FY25 M&A/OtherAdj.
! style="text-align:right; width:6em; white-space:normal;" | FY25L-f-l Adj.(%)
! style="text-align:right; width:6em; white-space:normal;" | L-f-l (%)
|-
| style="text-align:left" | P&C
| style="text-align:left" | USDm
| style="text-align:left" | GWP
| 46,624
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|-
| style="text-align:left" | P&C
| style="text-align:left" | USDm
| style="text-align:left" | Ins. revenue
| 44,792
Line 347 ⟶ 343:
|-
| style="text-align:left" | Life
| style="text-align:left" | USDm
| style="text-align:left" | GWP
| 33,061
Line 359 ⟶ 354:
|-
| style="text-align:left" | Life – long term
| style="text-align:left" | USDm
| style="text-align:left" | PVNBP
| 16,891
Line 371 ⟶ 365:
|-
| style="text-align:left" | Life – long term
| style="text-align:left" | USDm
| style="text-align:left" | NB CSM
| 1,094
Line 383 ⟶ 376:
|-
| style="text-align:left" | Life – short term
| style="text-align:left" | USDm
| style="text-align:left" | Ins. revenue
| 2,804
Line 395 ⟶ 387:
|-
| style="text-align:left" | Life – inv. contracts
| style="text-align:left" | USDm
| style="text-align:left" | Fee revenue
| 717
Line 406 ⟶ 397:
| 13%
|}
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'''Notes:'''