Stoïk

From New wiki
Jump to navigation Jump to search

{{#invoke:infobox|infoboxTemplate|child= | bodyclass = vcard

| above =

Stoïk

| subheader = STOIK (SAS) | subheaderstyle = font-weight:bold; font-size:105%;

| image = {{#invoke:InfoboxImage|InfoboxImage|image=Logo of Stoïk.svg|size=|sizedefault=frameless|alt=Stoïk company logo}} | caption =

| header1 = Corporate identity

| label2 = Type | data2 = Private — cyber insurtech MGA | class2 = category

| label3 = Traded as | data3 =

| label4 = ISIN | data4 =

| label5 = LEI | data5 =

| label6 = Registration number | data6 =

| label7 = Regulated | data7 =

| label8 = License type | data8 = Insurance intermediary (MGA)

| label9 = NPN | data9 =

| label10 = Coverholder reference | data10 =

| label11 = License number | data11 =

| label12 = Incorporation | data12 = France

| label13 = Founded | data13 = June 1, 2021; {{#invoke:Time ago|main}} (2021-06-01){{#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Start date and age with unknown parameter "_VALUE_"|showblankpositional=1| 1 | 2 | 3 | br | df | end | p | paren }}

| label14 = Headquarters | data14 = 4 rue Euler, 75008 Paris, France | class14 = label

| label15 = Country | data15 =

| label16 = Domicile | data16 = France

| label17 = Licensed jurisdictions | data17 = France
Germany
Austria
Spain
Luxembourg
Belgium

| label18 = Regulator | data18 = ORIAS (France, no. 24000772)
DGSFP (Spain, key AS0144)

| label19 = Ultimate parent | data19 =

| label20 = Major shareholders | data20 =

| label21 = Group status | data21 =

| label22 = Key people | data22 = Jules Veyrat, President/CEO, Co-founder
Alexandre Andreini, Risk Director, Co-founder
Nicolas Sayer, Technical Director, Co-founder
Philippe Mangematin, Insurance Director, Co-founder
Franziska Geier, Managing Director, Stoïk GmbH
Vincent Nguyen, Director of Cybersecurity

| label23 = Number of employees | data23 = More than 130 (January 2026)

| header24 = Business & markets

| label25 = Operating status | data25 =

| label26 = Customer segments | data26 = SMEs and mid-sized companies (turnover up to €1 billion)

| label27 = Lines of business | data27 = Cyber insurance

| label28 = Business segments | data28 =

| label29 = Main products & services | data29 = Stoïk Protect (prevention platform)
Stoïk MDR (managed detection and response)
Cyber Pro IT (professional liability plus cyber)

| label30 = Technology platform | data30 = Proprietary prevention and monitoring platforms; CrowdStrike EDR integration

| label31 = Capacity providers | data31 = Tokio Marine Europe S.A.
Axeria IARD
Swiss Re

| label32 = Distribution | data32 = Broker-centric; over 2,000 broker partners (January 2026)

| label33 = Geographic markets | data33 = France
Germany
Austria
Spain
Luxembourg
Belgium

| label34 = Branches | data34 =

| label35 = Customers served | data35 = More than 10,000 companies (January 2026)

| label36 = Competitors | data36 = Coalition
At-Bay
Baobab Insurance
BOXX Insurance
Cogitanda
Converge Insurance
Corvus Insurance
Cowbell
Elpha Secure
Eye Security
Dattak

| label37 = Market share rank | data37 =

| header38 = Key financials

| label39 = Currency | data39 =

| label40 = Market cap | data40 =

| label41 = Revenue | data41 =

| label42 = Insurance revenue | data42 =

| label43 = Operating income | data43 =

| label44 = EBITDA | data44 =

| label45 = Net income | data45 =

| label46 = Gross written premium | data46 = ~€50M (2025)

| label47 = Net written premium | data47 =

| label48 = Loss ratio | data48 =

| label49 = Combined ratio | data49 =

| label50 = Commission / MGA fee | data50 =

| label51 = Total assets | data51 =

| label52 = Invested assets | data52 =

| label53 = Technical reserves | data53 =

| label54 = Contractual service margin | data54 =

| label55 = Net debt | data55 =

| label56 = Equity | data56 =

| label57 = Operating margin | data57 =

| label58 = Solvency ratio | data58 =

| label59 = Return on equity | data59 =

| label60 = Total funding raised | data60 = ~€69.8M

| label61 = Last funding round | data61 = Series C, €20M, January 2026

| label62 = Last known valuation | data62 =

| label63 = Lead investors | data63 = Impala
Opera Tech Ventures
Alven
Andreessen Horowitz
Munich Re Ventures

| label64 = Capital structure | data64 =

| label65 = Insurer financial strength | data65 =

| label66 = Capacity partner ratings | data66 = Tokio Marine Europe S.A. (A+, S&P)
Axeria IARD (A-, AM Best)

| label67 = External ratings | data67 =

| data68 =

}}{{#invoke:Check for unknown parameters|check|unknown=|preview = Page using Template:Infobox company with unknown parameter "_VALUE_"|ignoreblank=y | address | alt | branches | capacity_partner_ratings | capacity_providers | capital_structure | caption | child | combined_ratio | commission_rate | competitors | country | coverholder_ref | csm | currency | customer_segments | distribution | domicile | ebitda | embed | equity | exchange | financial_year | footnotes | founded | geographic_markets | group_status | gwp | headquarter | headquarters | ifsr | image | image_size | imagesize | incorporated | incorporation | insurance_jurisdictions | insurance_revenue | invested_assets | isin | key_people | last_round | last_valuation | lead_investors | legal_name | lei | license_number | license_type | lines_of_business | logo | logo_alt | logo_caption | logo_size | loss_ratio | market_cap | market_share_rank | markets_served | name | net_debt | net_income | npn | num_customers | num_employees | nwp | operating_income | operating_margin | operating_status | parent | products | ratings | registered | registration_number | regulated | regulator | reporting_year | revenue | roe | segments | shareholders | shareholders_equity | solvency_ratio | status_in_group | supervisory_authority | technology_platform | technical_reserves | ticker | total_assets | total_funding | total_revenue | type | ultimate_parent }} Template:Summary:Stoïk The following sections provide further details.

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Corporate profile

🏢 European cyber MGA. Stoïk operates as a cyber-focused managing general agent and insurance distribution platform that combines underwriting delegation, embedded prevention, and in-house incident response. The company positions itself as Europe's first cyber MGA, integrating cyber insurance with continuous prevention and detection services alongside a dedicated incident response capability.[1]

📋 Legal identity. Stoïk is constituted as a simplified joint stock company (SAS) registered in the Paris Trade and Companies Register (RCS Paris) under number 900 293 887, with its registered office at 4 rue Euler, 75008 Paris.[2] The French government business directory records the entity's creation date as 1 June 2021.[3] In France, Stoïk is registered with the ORIAS intermediary register under number 24000772.[4] In Spain, Stoik Iberia, S.L. holds DGSFP authorization as an MGA under administrative key AS0144.[5] The French government directory additionally lists STOIK, STOIK FRANCE, and STOIK CERT as distinct entities based in Paris.[3]

📑 Stoïk, entity-level identifiers and registrations
Item Finding Source
Legal name (core group entity) Simplified joint stock company (SAS), RCS Paris no. 900 293 887, registered at 4 rue Euler, 75008 Paris [2]
Creation date 1 June 2021 (Paris) [3]
Insurance intermediary registration (France) ORIAS register no. 24000772 [4]
Spanish MGA authorization Stoik Iberia, S.L., DGSFP key AS0144 [5]
Incident response entity (France) STOIK CERT, Paris (4 rue Euler) [6]
Multi-entity structure (France) STOIK, STOIK FRANCE, and STOIK CERT listed as distinct entities [3]

🌍 Operating footprint. Stoïk is a private company with physical presence and local entities across multiple European markets. The headquarters are in Paris, with additional offices including Stoïk GmbH in Munich and Stoïk Iberia in Madrid, plus an Austrian branch in Vienna.[7] The company's disclosed operating markets span France, Germany, Spain, Austria, Luxembourg, and Belgium, the last entered through the acquisition of CyberContract in September 2025.[1][8]

📊 Scale indicators. Stoïk's January 2026 Series C press release states the company protects more than 10,000 companies, works with over 2,000 broker partners, covers around 600 new companies each month, employs more than 130 specialists, and reached approximately €50 million in gross written premium in 2025.[1] A March 2025 cyber claims report references analysis of a portfolio of 5,000 insureds across Europe.[9]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Founders and leadership

👥 Founding team. Stoïk was co-founded by four individuals: Jules Veyrat, Alexandre Andreini, Nicolas Sayer, and Philippe Mangematin.[10][11] Alexandre Andreini is a former cybersecurity consultant at Wavestone who oversees risk teams. Nicolas Sayer, with experience in French fintechs, leads technology and product. Philippe Mangematin is an actuary and former Swiss Re professional who co-founded Seyna. Jules Veyrat is an entrepreneur who entered the cyber insurance space in late 2020.[7]

🎯 Current leadership. The published management team roster includes Jules Veyrat as President and CEO, Alexandre Andreini as Risk Director, Nicolas Sayer as Technical Director, and Philippe Mangematin as Insurance Director.[7] Franziska Geier serves as Managing Director of Stoïk GmbH, bringing a decade of experience at Markel.[7] Vincent Nguyen holds the role of Director of Cybersecurity and appears as a named spokesperson on product and claims communications.[12]

🔗 AXA connection. Henri de Castries, former CEO of AXA, participated as a named business angel in Stoïk's June 2022 Series A round.[11] No additional AXA-linked capacity provider relationship, distribution partnership, or executive employment history at AXA is identified in published company materials beyond this business angel participation.

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Funding and valuation

💰 Funding history. Stoïk has raised approximately €69.8 million in disclosed equity funding across five rounds since January 2022. The investor base blends large generalist venture capital from Andreessen Horowitz, European venture capital from Alven, strategic insurance and reinsurance participation from Munich Re Ventures and Tokio Marine HCC International, and corporate venture capital from Opera Tech Ventures (the corporate VC arm of BNP Paribas).[11][13]

💶 Stoïk, equity funding rounds, amounts, and lead investors, Jan 2022 – Jan 2026, EUR
Round Date Amount raised Lead investor(s) Notable co-investors Cumulative funding
Seed January 2022 €3.8M — Alven; Anthemis; Kima Ventures €3.8M[14]
Series A June 2022 €11M Andreessen Horowitz Alven; Anthemis; business angels incl. Julian Teicke ~€14.8M[11]
Growth round September 2023 €10M — Munich Re Ventures; Opera Tech Ventures ~€24.8M[14]
Series B October 2024 €25M Alven Andreessen Horowitz; Munich Re Ventures; Opera Tech Ventures; Anthemis; Cyber Integrity Capital; Tokio Marine HCC International ~€49.8M[15]
Series C January 2026 €20M Impala; Opera Tech Ventures Alven; Andreessen Horowitz ~€69.8M[1]

📈 Growth trajectory. The Series C press release signals an intention to expand the workforce from approximately 130 to 200 employees over the subsequent 12 months, reflecting a scale-up in technical, operational, and international capacity devoted to prevention, detection, incident response, and geographic expansion.[1] Net revenue growth of over 200 percent year-over-year was reported for 2025, although absolute revenue figures remain undisclosed.[1]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Customer segments and underwriting appetite

🏭 Segment definition. Stoïk's underwriting appetite has expanded upward over time from an SME-centric origin to the upper mid-market. The current English homepage states support for companies with turnover up to €1 billion and offers coverage limits up to €10 million.[4] In October 2024, reporting indicated Stoïk covered companies with annual turnover up to €750 million with maximum limits of €7.5 million at that time.[15] The Belgium expansion materials state that Belgian insurance limits can increase from €3 million to €10 million, with the insurable revenue ceiling rising from €150 million to €1 billion.[8]

📦 Book composition. Policyholder counts and onboarding velocity indicate a broadly distributed SME and mid-market book rather than a small set of large corporate risks: over 10,000 companies protected, around 600 new companies onboarded each month, and more than 2,000 broker partners.[1] The distribution strategy, described as broker-centric with self-serve quoting tooling, is structurally consistent with SME and mid-market placements.[11]

🔍 Industry coverage and exclusions. Stoïk presents broad sector coverage spanning distribution and e-commerce, consulting, hospitality, real estate and construction, manufacturing, legal professions, and education.[16] Explicit underwriting screens exclude activities such as weapons, gambling, social networks, cryptocurrency-related activities, airports, and stock markets.[2] The pricing page further lists excluded sectors including airlines, public-sector entities, and media-related categories.[17]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Product, coverage, and claims

📄 Policy structure. Stoïk's terms of use reference general insurance conditions drawn up by Stoïk, indicating the company publishes or controls core policy and contract conditions.[2] The company publicly emphasizes backing by major insurance actors and displays carrier and reinsurer partners, though binder form details, quota share structures, and per-carrier line allocations are not publicly disclosed.[4]

🛡️ Coverage scope. Publicly listed coverage buckets include assistance and crisis management (incident response, legal assistance, crisis communication, IT remediation, and data recovery), first-party damages and losses (business interruption, additional operating costs, cyber ransom, notification costs, monitoring and surveillance costs, investigation and sanctions costs, and cyber fraud), and third-party liability (data leakage, media, and virus transmission).[16]

🔄 Coverage evolution. In June 2024, Stoïk announced significant expansions to its general conditions. New covered event triggers were added beyond malicious intrusion, including human errors, social engineering fraud, and malicious acts by employees. New guarantees were introduced covering administrative investigations and sanctions (including those linked to PCI DSS) and IT system improvement costs following a cyberattack to prevent recurrence.[10] A 25 percent deductible reduction was introduced for insureds using the Stoïk Protect prevention platform, creating a pricing incentive tied to security posture.[10] The Belgium market entry expanded the proposition further with coverage for CEO fraud, cloud overbilling, PCI penalties, IT equipment replacement costs, and facilitated international subsidiary coverage.[8]

🚨 Breach response model. Stoïk emphasizes an in-house, end-to-end claims handling model. The claims page describes a 24/7 intervention capability encompassing investigation and defense, IT remediation, valuation, and compensation.[18] A "removal of doubt" procedure is not subject to deductible, and no fees are retained in case of a false alarm.[18] CERT-Stoïk documentation states the incident response mission includes prevention, response, and recovery, with reactive and proactive services available 24/7 for its constituency.[19]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Cybersecurity services and technology

🔐 Stoïk Protect. The prevention platform is described as included in the insurance contract and reserved for policyholders. Publicly described modules include external scanning (weekly audit of external attack surface), internal scanning (cloud and Active Directory configuration analysis), and phishing simulation with ongoing training content.[20] Stoïk discloses operational metrics such as vulnerabilities detected through external scanning across insureds and stated responsiveness targets for critical vulnerabilities.[20]

🖥️ Managed detection and response. Stoïk MDR combines endpoint detection and response technology with continuous monitoring by cyber experts. The service draws on the EDR solution of CrowdStrike.[21] Implementation of Stoïk MDR or another MDR solution validated by Stoïk yields a 15 percent reduction on the insurance premium, positioning MDR as both a risk mitigation tool and a pricing lever.[22]

🏥 CERT operations. CERT-Stoïk's charter encompasses both reactive and proactive services. Reactive services include defined triage, coordination, and resolution activities available 24/7. Proactive services include vulnerability scanning of exposed assets, Active Directory, and cloud services, phishing campaign management, and EDR management.[19] The CERT documentation notes incident response may be conducted with the support of trusted partners if necessary.[19]

⚙️ Technology infrastructure. Published terms and policies disclose a number of infrastructure dependencies: website hosting on Webflow, server and infrastructure hosting in Amazon Web Services and Google Cloud Platform in EU regions in Frankfurt, and operational tools including Stripe, GoCardless, HelloSign, and Firebase.[2][5][23] The platform architecture is mixed: Stoïk describes proprietary prevention and monitoring platforms while MDR explicitly leverages CrowdStrike EDR.[20]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Distribution, geography, and partnerships

🤝 Broker-centric distribution. Stoïk operates a broker-centric distribution model with over 2,000 broker partners as of early 2026.[1] The Series A press release described the company as a wholesale broker with a fully digital broker platform ("Espace courtier") to facilitate sales and policy tracking.[11] Platform capabilities include online quoting and underwriting, policy tracking and management, and broker performance monitoring.[24]

🗺️ Geographic expansion. Stoïk's market rollout began in France as its core domicile. Germany followed, including an office in Cologne established in 2023 with local broker activity, and Stoïk GmbH based in Munich.[14][7] Austria, Spain, and Luxembourg were added progressively, with Spain conducted through Stoik Iberia, S.L. under DGSFP authorization.[5][8] Belgium was entered through the acquisition of CyberContract in September 2025, described as Stoïk's first external growth operation.[8]

🏦 Capacity providers. Stoïk's website lists backing by major insurance actors including Tokio Marine Europe S.A. (rated A+ by S&P), Axeria IARD (rated A- by AM Best), and Swiss Re.[7] Tokio Marine HCC International joined Stoïk as a Series B equity investor in October 2024, having already served as a risk carrier partner.[25] The Cyber Pro IT product page shows additional partnership support from Tokio Marine HCC and AXIS.[12]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Competitive positioning and financials

⚔️ Market positioning. Stoïk sits in the integrated cyber MGA cluster, combining underwriting-led insurance distribution via brokers with embedded prevention and managed response. Reporting has explicitly compared Stoïk's thesis to the U.S. market trajectory of Coalition and At-Bay, while noting Stoïk's exclusive European focus.[15] The closest strategic analogs by model are Coalition and At-Bay, with Stoïk differentiated by its continental European regulatory and distribution footprint.[15]

🏰 Competitive moat. Several evidence-based elements support a competitive moat. Stoïk's prevention and CERT documents describe ongoing vulnerability scanning and phishing management, implying ownership of continuous security posture signals that can feed underwriting and risk selection.[20] The formalization of an internal CERT with 24/7 availability and defined triage, coordination, and resolution services is operationally non-trivial to replicate at SME scale.[19] Tokio Marine HCC International's dual role as risk carrier partner and equity investor is consistent with a capacity-plus-strategic-alignment advantage.[13]

📊 Stoïk, key performance indicators, 2025–early 2026
KPI Most recent figure Prior period
Gross written premium (GWP) ~€50M (2025) —
Net revenue growth (YoY) >200% (2025) —
Policy count (in force) >10,000 (early 2026) >7,000 (September 2025)
Headcount >130 (early 2026) —
Source Series C PR[1] CyberContract PR[8]
~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Risk factors

⚠️ Capacity dependency. Stoïk's model relies on backing by partner insurers and reinsurers. If capacity is concentrated among a small number of carriers, the company would face renewal and pricing leverage risk from capacity providers. The degree of concentration is undisclosed.[13]

🌐 Systemic aggregation. The model targets thousands of SMEs and mid-sized firms and positions cyber risk as systemic, raising stress-event correlation risk from widespread ransomware waves or software supply-chain incidents.[1]

🏛️ Regulatory execution. Stoïk is active across multiple European jurisdictions with varying distribution and underwriting authorization frameworks. Only French ORIAS and Spanish DGSFP identifiers are explicitly disclosed in reviewed sources.[4]

📈 Operational scaling. Maintaining in-house CERT service levels while onboarding approximately 600 new companies per month creates staffing, process, and vendor-management risk. The planned headcount expansion from 130 to 200 employees across multiple countries may also increase burn rate and execution risk.[1]

👤 Key-person dependency. Stoïk is founder-led and publicly represented by Jules Veyrat across multiple press releases. Governance and succession structures are not publicly disclosed.[1]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Strategy and outlook

🚀 European expansion. Stoïk's disclosed strategic priorities include continued European expansion with emphasis on Central and Southern Europe, building on its six-country footprint established through organic entry and the CyberContract acquisition in Belgium.[1]

🤖 AI investment. The company has signaled increased investment in proprietary AI capabilities and AI agents supporting prevention, detection, and incident response workflows.[1]

🧩 Product adjacencies. Stoïk is pursuing product diversification beyond standalone cyber insurance, including combined professional liability plus cyber for IT-sector firms (the Cyber Pro IT product) and MDR expansion distributed through the broker channel.[12][22]

🏗️ Market consolidation. The September 2025 acquisition of CyberContract was framed as a step toward consolidating the European cyber insurance market, suggesting an appetite for further inorganic growth.[8]

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

Company timeline

📅 Stoïk, corporate milestones, Jun 2021 – Jan 2026
Date Event
1 June 2021 STOIK created as a SAS in France.[3]
January 2022 Seed round of €3.8M with Alven, Anthemis, and Kima Ventures.[14]
28 June 2022 Series A of €11M led by Andreessen Horowitz; business angels include Henri de Castries (former AXA CEO) and Julian Teicke.[11]
September 2023 €10M growth round disclosed; entry into Germany with a Cologne office; Munich Re Ventures and Opera Tech Ventures participate.[14]
11 June 2024 Product conditions evolution: expanded triggers (human error, social engineering fraud, malicious insider acts) and new guarantees (administrative investigations and PCI DSS sanctions; IT system improvement costs).[10]
14 October 2024 Series B of €25M reported; turnover ceiling of €750M and coverage limit of €7.5M described.[15]
2 September 2025 Acquisition of CyberContract (Belgium) announced as first acquisition; portfolio exceeds 7,000 policyholders across Europe.[8]
20 January 2026 Series C of €20M announced; over 10,000 companies protected, over 2,000 broker partners, ~€50M GWP in 2025, headcount plan of 130 to 200.[1]
~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

See also

~*~

{{safesubst:#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Center with unknown parameter "_VALUE_"|ignoreblank=y| 1 | style }}

References

  1. ↑ 1.00 1.01 1.02 1.03 1.04 1.05 1.06 1.07 1.08 1.09 1.10 1.11 1.12 1.13 1.14 {{#invoke:citation/CS1|citation |CitationClass=web }}
  2. ↑ 2.0 2.1 2.2 2.3 2.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  3. ↑ 3.0 3.1 3.2 3.3 3.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  4. ↑ 4.0 4.1 4.2 4.3 4.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  5. ↑ 5.0 5.1 5.2 5.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  6. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  7. ↑ 7.0 7.1 7.2 7.3 7.4 7.5 {{#invoke:citation/CS1|citation |CitationClass=web }}
  8. ↑ 8.0 8.1 8.2 8.3 8.4 8.5 8.6 8.7 {{#invoke:citation/CS1|citation |CitationClass=web }}
  9. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  10. ↑ 10.0 10.1 10.2 10.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  11. ↑ 11.0 11.1 11.2 11.3 11.4 11.5 11.6 {{#invoke:citation/CS1|citation |CitationClass=web }}
  12. ↑ 12.0 12.1 12.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  13. ↑ 13.0 13.1 13.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  14. ↑ 14.0 14.1 14.2 14.3 14.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  15. ↑ 15.0 15.1 15.2 15.3 15.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  16. ↑ 16.0 16.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  17. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  18. ↑ 18.0 18.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  19. ↑ 19.0 19.1 19.2 19.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  20. ↑ 20.0 20.1 20.2 20.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  21. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  22. ↑ 22.0 22.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  23. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  24. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  25. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}

{{#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Reflist with unknown parameter "_VALUE_"|ignoreblank=y| 1 | colwidth | group | liststyle | refs }}

Retrieved from "https://insurerbrain.mediawiki.site/w/index.php?title=Stoïk&oldid=6483"