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Eye Security

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| above =

Eye Security

| subheader = Eye Security B.V. | subheaderstyle = font-weight:bold; font-size:105%;

| image = {{#invoke:InfoboxImage|InfoboxImage|image=Logo of Eye Security.svg|size=|sizedefault=frameless|alt=Eye Security logo}} | caption =

| header1 = Corporate identity

| label2 = Type | data2 = Private — integrated cyber risk platform | class2 = category

| label3 = Traded as | data3 =

| label4 = ISIN | data4 =

| label5 = LEI | data5 =

| label6 = Registration number | data6 =

| label7 = Regulated | data7 =

| label8 = License type | data8 = Authorized agent (sub-authorized agent for business non-life insurance)

| label9 = NPN | data9 =

| label10 = Coverholder reference | data10 =

| label11 = License number | data11 =

| label12 = Incorporation | data12 =

| label13 = Founded | data13 = 2020; 6 years ago (2020){{#invoke:Check for unknown parameters|check|unknown=|preview=Page using Template:Start date and age with unknown parameter "_VALUE_"|showblankpositional=1| 1 | 2 | 3 | br | df | end | p | paren }}

| label14 = Headquarters | data14 = The Hague, Netherlands | class14 = label

| label15 = Country | data15 =

| label16 = Domicile | data16 = Netherlands

| label17 = Licensed jurisdictions | data17 = Netherlands
Belgium
Germany
France
Luxembourg
Austria
Ireland

| label18 = Regulator | data18 = Netherlands Authority for the Financial Markets (AFM)

| label19 = Ultimate parent | data19 =

| label20 = Major shareholders | data20 = TIN Capital
Bessemer Venture Partners
J.P. Morgan Growth Equity Partners

| label21 = Group status | data21 =

| label22 = Key people | data22 = Job Kuijpers, CEO & Co-founder
Piet Kerkhofs, CTO & Co-founder
Vincent van de Ven, COO & Co-founder
Ze'ev Rozov, Chief Business Officer
Charlotte Meara, CFO
Kenneth Otto, CUO (Eye Underwriting)
Ronan Gerety, Chief Insurance Officer
Maarten de Jonge, Head of Cyber Insurance Development
Arjan Halma, Managing Director (Eye Underwriting)
Christopher Lohmann, Non-Executive Board Member

| label23 = Number of employees | data23 = 100+ professionals (March 2024)

| header24 = Business & markets

| label25 = Operating status | data25 =

| label26 = Customer segments | data26 = Mid-market enterprises with annual revenue up to EUR 250 million

| label27 = Lines of business | data27 = Cyber insurance (business non-life)

| label28 = Business segments | data28 = Cybersecurity services
Cyber insurance underwriting

| label29 = Main products & services | data29 = Managed XDR
Eye Portal
Eye Anti-Spoofing Tool (EAST)
Cyber insurance

| label30 = Technology platform | data30 = Best-of-breed integrations (Microsoft, CrowdStrike, Google)

| label31 = Capacity providers | data31 = Hiscox S.A. (from May 2022)
Chubb European Group SE (from December 2023)
Lloyd's Insurance Company S.A. (from February 2023)
Markel Insurance SE (from June 2024)

| label32 = Distribution | data32 = Broker network
Partner programs (brokers/risk advisors, MSPs)

| label33 = Geographic markets | data33 = Netherlands
Belgium
Germany
France
Luxembourg
Austria
Ireland

| label34 = Branches | data34 =

| label35 = Customers served | data35 = 650+ customers, 60 partners (June 2025)

| label36 = Competitors | data36 =

| label37 = Market share rank | data37 =

| header38 = Key financials

| label39 = Currency | data39 =

| label40 = Market cap | data40 =

| label41 = Revenue | data41 =

| label42 = Insurance revenue | data42 =

| label43 = Operating income | data43 =

| label44 = EBITDA | data44 =

| label45 = Net income | data45 =

| label46 = Gross written premium | data46 =

| label47 = Net written premium | data47 =

| label48 = Loss ratio | data48 =

| label49 = Combined ratio | data49 =

| label50 = Commission / MGA fee | data50 =

| label51 = Total assets | data51 =

| label52 = Invested assets | data52 =

| label53 = Technical reserves | data53 =

| label54 = Contractual service margin | data54 =

| label55 = Net debt | data55 =

| label56 = Equity | data56 =

| label57 = Operating margin | data57 =

| label58 = Solvency ratio | data58 =

| label59 = Return on equity | data59 =

| label60 = Total funding raised | data60 = EUR 57.5 million (cumulative, per secondary reporting)

| label61 = Last funding round | data61 = Series B, EUR 36 million, March 2024

| label62 = Last known valuation | data62 =

| label63 = Lead investors | data63 = TIN Capital (Seed)
Bessemer Venture Partners (Series A)
J.P. Morgan Growth Equity Partners (Series B)

| label64 = Capital structure | data64 =

| label65 = Insurer financial strength | data65 =

| label66 = Capacity partner ratings | data66 =

| label67 = External ratings | data67 =

| data68 =

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Template:Summary:Eye Security

The following sections provide further details.

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Corporate profile

🔒 Integrated proposition. Eye Security is a European cybersecurity provider that bundles managed security operations and incident response with cyber insurance, marketed as an integrated "secure and insure" proposition for mid-sized enterprises.[1] The company's privacy notice identifies the data controller as Eye Security B.V., located in The Hague, Netherlands.[2][3]

🏢 Group structure. Insurance activities are structured through separate legal entities. EYE Underwriting B.V. functions as an authorized agent (delegated authority style) for commercial non-life insurance products.[4] Eye Insure B.V. operates as an unbound intermediary within the broader group. Eye Insure is the mediation entity of Eye Control and uses the delegated authority of Eye Underwriting for non-life placements.[5]

📋 Dutch regulatory status. The Netherlands Authority for the Financial Markets (AFM) register entry for Eye Underwriting shows authorization as a (sub-)authorized agent for business non-life insurance, with a start date of 03 May 2022, registered at Saturnusstraat 60 Unit 54, 2516AH, 's-Gravenhage (KvK: 85399027; registration number: 12048757).[6] The AFM entry also lists outgoing European passports for Eye Underwriting as (sub-)authorized agent for business non-life insurance into multiple EEA countries including Belgium, Germany, France, Ireland, Luxembourg, and Austria, with specific start dates by country.[6]

🌍 Lloyd's and carrier relationships. Eye Underwriting appears in the AFM register as an authorized agent of multiple carriers, including Lloyd's Insurance Company S.A. (relationship start date 10 February 2023), supporting a delegated authority model via carrier principals.[6] No evidence in the reviewed primary materials indicates that Eye Security itself is a licensed insurance carrier; disclosed insurance activity operates via Eye Underwriting (authorized agent) and Eye Insure (intermediary).[6]

📍 Operating locations. Eye Security's contact page lists offices in The Hague (Netherlands), Duisburg (Germany), and Oostkamp (Belgium).[7]

📊 Scale indicators. Customer count disclosures vary by date and context: a June 2025 press release cites over 650 customers, 60 partners, and five offices,[8] while a logistics industry page claims 700+ customers and over 110,000 endpoints under protection.[9] Headcount grew from over 70 employees in late 2022 to over 100 professionals across three countries by March 2024.[10][3]

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Leadership and governance

👥 Founders. Eye Security was set up in 2020 by Job Kuijpers (CEO), Piet Kerkhofs (CTO), and Vincent van de Ven (COO).[4] Company materials repeatedly tie the founders' backgrounds to Dutch national intelligence and security services, explicitly naming the General Intelligence and Security Service (AIVD) and the Military Intelligence and Security Service (MIVD).[4] Kuijpers spent 14 years at AIVD leading cybersecurity.[1]

🧭 Group leadership. The website lists a leadership team comprising CEO Job Kuijpers, CTO Piet Kerkhofs, COO Vincent van de Ven, Chief Business Officer Ze'ev Rozov, and CFO Charlotte Meara.[1] Insurance leadership disclosed in a July 2025 press release includes Eye Underwriting CUO Kenneth Otto, Chief Insurance Officer Ronan Gerety, Head of Cyber Insurance Development Maarten de Jonge, and Eye Underwriting Managing Director Arjan Halma.[11]

🏛️ Board composition. A February 2023 press release states the board comprised Job Kuijpers, Vincent van de Ven, Piet Kerkhofs, Alex Ferrara, and Christopher Lohmann.[12] Lohmann's background spans senior insurance roles starting at Allianz, with later positions at Gothaer and Talanx, as well as the CEO role at HDI Deutschland AG and collaboration with Perseus (a Talanx company).[12]

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Business model

💡 Operating thesis. Eye Security's core thesis holds that insurability improves when the insured's control environment is measurably upgraded and monitored, enabling faster underwriting and potentially more stable loss performance. Cyber insurance is available only in combination with the company's cybersecurity solution, reflecting the explicitly embedded "security plus insurance" packaging.[4]

🖥️ Security services. The Managed XDR offering centers on a 24/7 security operations capability with integrated tooling and a customer-facing portal. Disclosed components include a 24/7 Security Operations Center with continuous monitoring of endpoints and cloud environments, incident response support with 24/7 availability by phone, email, and on-site, and Attack Surface Management with proactive scanning and threat hunting framed as continuous monitoring for vulnerabilities.[13] The Eye Portal provides endpoint and MFA coverage visibility plus recommendations, and a named anti-spoofing capability, the Eye Anti-Spoofing Tool (EAST), targets spoofed Microsoft login pages.[13]

🔗 Technology integrations. The company partners with technology providers rather than building all tooling in-house, describing a "best-of-breed" approach.[14] The Managed XDR page displays integration logos including Microsoft, CrowdStrike, and Google.[13]

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Customer segments and underwriting

🎯 Segment evolution. Eye Security's customer positioning broadened over time from SME language in 2022 to an explicit mid-market focus from 2024 onward.[4] The cyber insurance distribution site states the policy is designed for organizations with annual revenue up to EUR 250 million, with two quotation forms splitting applicants into bands: up to EUR 50 million and EUR 50 million to EUR 250 million.[15][16][17]

📄 Policy limits. The sub-EUR 50 million revenue application offers insured sums from EUR 100,000 up to EUR 5,000,000, while the EUR 50–250 million revenue application offers insured sums from EUR 1,000,000 up to EUR 5,000,000.[16][17]

🔐 Underwriting gating. Cyber insurance is contingent on maintaining the cybersecurity control set and acting on remediation prompts. Application forms include control attestations consistent with cyber hygiene gating, including MFA requirements for remote access and email systems, backup immutability and encryption, patching responsiveness expectations, and segregation of end-of-life systems. The sub-EUR 50 million form includes an explicit commitment to act on critical patches within two working days.[16]

🏭 Customer mix indicators. The company is trusted by hundreds of customers across sectors including manufacturing, healthcare, financial services, IT, and automotive.[3] The logistics vertical page claims 700+ customers and 110,000+ endpoints under protection, aligning with a multi-site, endpoint-heavy segment.[9] Named logistics references include Jan de Rijk Logistics and Van der Most Transport.[9] Verticals explicitly referenced in company materials include logistics, manufacturing, healthcare, and professional services.[9]

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Cyber insurance product

📑 Policy forms. One set of public policy conditions is titled "CyberClear by Hiscox" (HCC-2022/01), indicating use of a Hiscox-linked wording for at least one product configuration in the Netherlands.[18] A separate "Eye Underwriting" cyber insurance policy conditions document is also published, indicating either a modified wording or an alternative configuration under the Eye Underwriting brand.[19] Eye Insure describes the placement approach as using the delegated authority of Eye Underwriting for non-life policies, supported by carrier powers.[5]

⏱️ Trigger mechanics. The policy conditions repeatedly condition coverage on events and claims during the policy term and define a claim in terms of written demands first made against the insured within the relevant jurisdiction, supporting a claims-made style structure combined with first-party loss cover discovered during the policy term.[18]

🛡️ First-party coverages. Based on the published wording, standard first-party coverages include breach response and incident costs (forensic services, external legal costs, notification, call center, credit monitoring, and dark web monitoring), cyber extortion and ransom payment loss, data restoration costs (with exclusions against betterment beyond pre-incident level), business interruption including lost income and increased labor costs (with a six-month indemnity period in the Eye Underwriting wording), reputation protection including PR and crisis management costs, supplier breach coverage, and human error coverage.[18][19] Optional cover includes IT service provider interruption. The Eye Underwriting wording adds damage to stock and inventory as an additional first-party element.[19]

⚖️ Third-party coverages. Published conditions include privacy liability, privacy and GDPR investigations, PCI liability and PCI fines/assessments, and online liability and network security incident-related liabilities.[18] Regulatory defense costs are described in the product's coverage summary page.[15]

💳 Cyber fraud. The published conditions include a dedicated section covering electronic theft, telephone fraud, social engineering, and fraudulent use of electronic identity.[18]

🚑 Breach response services. The insurance offering embeds coordinated incident response including IT, forensics, legal, PR, and ransom negotiation, coordinated by an incident response manager.[20] Policy conditions define breach response costs to explicitly include forensics, legal, notification, call center services, credit monitoring, and PR/crisis support.[18]

🚫 Exclusions. The CyberClear wording excludes outage of services provided by internet, telecom, and utility providers and references failures associated with satellites or satellite constellations (Kessler syndrome).[18] Bodily injury and material property damage exclusions are present, as are exclusions for known circumstances before inception.[18] The wording references a Netherlands terrorism clause framework tied to Nederlandse Herverzekeringsmaatschappij voor Terrorismeschaden N.V. (NHT).[18]

📐 Coverage differentiation. Differentiation is evidenced through the underwriting intake design: distinct application forms for sub-EUR 50 million versus EUR 50–250 million revenue bands feature different minimum insured sums (EUR 100,000 for the smaller band; EUR 1 million minimum for the larger band), with both capped at EUR 5 million maximum.[16][17]

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Distribution and geographic expansion

🤝 Advised channel. Eye Security's cyber insurance is sold via an advised channel rather than direct-to-business, offered through a broker network with marketing that emphasizes advisory by a risk advisor or broking agent.[20] The company operates partner programs targeting brokers, risk advisors, and managed service providers.[14]

📢 Named partners. Strategic and distribution partners include Wilink (strategic partnership, June 2023),[21] Protection Unit (exclusive partnership covering Belgium, France, and Luxembourg),[22] and Aon Belgium, referenced as a collaborator in the 2022 insurance launch announcement.[4]

🗺️ Geographic footprint. The 2022 baseline footprint encompassed the Netherlands, Belgium, and Germany.[10] The AFM register shows Eye Underwriting's cross-border passporting into Belgium and Germany from 10 May 2022 and later additions of France and Luxembourg with May 2024 start dates.[6] The March 2024 Series B press release states intent to deepen presence in the Netherlands, Germany, and Belgium and expand into select European countries in 2024.[3]

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Funding and financial signals

💰 Eye Security venture funding rounds, EUR, 2022–2024
Round Date announced Amount raised Lead investor(s) Notable co-investors Cumulative funding
Seed / pre-Series A April 2022 EUR 4.5M TIN Capital (Dutch Security TechFund) — EUR 4.5M[4]
Series A November 2022 EUR 17M Bessemer Venture Partners — EUR 21.5M[10]
Series B March 2024 EUR 36M J.P. Morgan Growth Equity Partners Bessemer Venture Partners; TIN Capital EUR 57.5M[23]

📝 Funding narrative. The Series A press release frames Eye Security as a subscription-based cybersecurity plus cyber insurance company, noting the round was the second investment following the TIN Capital investment earlier in 2022.[10] The Series B press release describes a mid-market focus and a plan to expand geographically while deepening existing markets.[3] Headcount expanded from over 70 employees in late 2022 to over 100 professionals by March 2024, consistent with a scaling phase post-Series A.[10][3] The EUR 57.5 million cumulative figure is reported by a secondary outlet and is treated as contextual rather than a primary filing disclosure.[23]

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Capacity and carrier relationships

🏦 Carrier principals. The AFM register lists Eye Underwriting as an authorized agent of multiple carrier principals with relationship start dates: Hiscox S.A. (16 May 2022), Chubb European Group SE (01 December 2023), Lloyd's Insurance Company S.A. (10 February 2023), and Markel Insurance SE (15 June 2024).[6] This multi-carrier principal set reduces single-carrier dependency risk relative to a single-front model.[6]

🤲 Strategic partnerships beyond capacity. A 2023 partnership announcement describes the model as enabling an insurance broker partner to leverage Eye Security's prevention and incident response expertise to help clients meet underwriting and security requirements and access insurance.[21] A 2023 Belgium-focused partnership announcement explicitly references deployment of CrowdStrike EDR by Eye Security within a partner-delivered package, reinforcing the "tooling plus SOC plus insurance" bundle.[22]

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Competitive positioning and strategy

🧩 Ecosystem positioning. Eye Security fits a European "integrated cyber risk platform" pattern: direct control of insured cybersecurity posture through bundled MDR/XDR, incident response, and continuous monitoring; delegated authority style insurance distribution via an authorized agent entity with multi-carrier principals; and advised distribution via broker network combined with partner programs for security distribution.[13][6][20]

🔄 Risk data feedback loop. The underwriting workflow explicitly embeds cybersecurity control attestations and operational commitments (MFA, immutable backups, rapid patching response expectations), indicating a structured risk selection posture designed to improve portfolio quality and reduce adverse selection.[16]

🔗 Switching cost. Scale claims emphasize large endpoint coverage and a portal that surfaces actionable security metrics and recommendations, creating service stickiness once deployed as an always-on security layer.[9] Broker channel sales are described as a key growth strategy, with insurance industry networks at the board level adding distribution leverage.[12]

📊 Eye Security key performance indicators, latest disclosed figures
Metric Latest figure Prior comparator Source
Customer count (security platform) 650+ — June 2025 press release[8]
Partner count 60 — June 2025 press release[8]
Headcount 100+ professionals 70+ (2022) March 2024 press release[3][10]
Endpoints protected 110,000+ — Logistics industry page[9]

⚠️ Risk factors. Multiple carrier principals are listed in the AFM register, but concentration of written premium by carrier and binder renewal risk remain unknown; loss of any principal could impact underwriting continuity or pricing.[6] The model depends on sustained control compliance such as MFA and patching responsiveness — if enforcement is weak or exceptions accumulate, the underwriting thesis can degrade.[16] The CyberClear wording includes explicit exclusions tied to widespread infrastructure failures (ISP, utility, and satellite-related events), suggesting insurer sensitivity to systemic events.[18] The authorized agent and intermediary entities are subject to AFM conduct supervision, and cross-border passporting increases compliance complexity.[6]

🚀 Strategy and outlook. The stated growth plan emphasizes deepening Netherlands, Germany, and Belgium while expanding into additional European markets.[3] Leadership buildout in 2025 emphasizes maturing commercial operations and underwriting sophistication, evidenced by the CBO appointment and creation of insurance leadership roles such as CUO.[8][11] Eye Security explicitly positions itself to benefit from compliance tailwinds such as NIS2 implementation timelines, framing this as demand-driving context for mid-market firms.[3]

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Company timeline

📅 Eye Security corporate milestones, 2020–2025
Date Event
2020 Company set up by Job Kuijpers, Vincent van de Ven, and Piet Kerkhofs.[4]
May 2022 Launch of cyber insurance solution via Eye Underwriting; collaboration with Hiscox and Aon cited; required licenses obtained and risk bearers secured.[4]
May 2022 AFM register start date for Eye Underwriting authorization as (sub-)authorized agent for business non-life insurance (03 May 2022).[6]
November 2022 Series A announced at EUR 17 million led by Bessemer Venture Partners; company states total 2022 funding of EUR 21.5 million and over 70 employees.[10]
February 2023 Board composition disclosed; Christopher Lohmann appointed as non-executive board member.[12]
April 2023 Exclusive partnership with Protection Unit for Belgium, France, and Luxembourg.[22]
June 2023 Strategic partnership with Wilink announced.[21]
March 2024 Series B announced at EUR 36 million led by J.P. Morgan Growth Equity Partners (with Bessemer and TIN participation); over 100 professionals across three countries; intent to expand into additional European markets in 2024.[3]
June 2025 CBO appointment of Ze'ev Rozov announced; company discloses 650+ customers, 60 partners, and five offices; referenced as recommended APT response provider by Germany's Federal Office for Information Security.[8]
July 2025 Kenneth Otto appointed CUO of Eye Underwriting; press release references insurance leadership roles and underwriting/portfolio management focus.[11]
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See also

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References

  1. ↑ 1.0 1.1 1.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  2. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  3. ↑ 3.00 3.01 3.02 3.03 3.04 3.05 3.06 3.07 3.08 3.09 {{#invoke:citation/CS1|citation |CitationClass=web }}
  4. ↑ 4.0 4.1 4.2 4.3 4.4 4.5 4.6 4.7 4.8 {{#invoke:citation/CS1|citation |CitationClass=web }}
  5. ↑ 5.0 5.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  6. ↑ 6.00 6.01 6.02 6.03 6.04 6.05 6.06 6.07 6.08 6.09 6.10 {{#invoke:citation/CS1|citation |CitationClass=web }}
  7. ↑ {{#invoke:citation/CS1|citation |CitationClass=web }}
  8. ↑ 8.0 8.1 8.2 8.3 8.4 {{#invoke:citation/CS1|citation |CitationClass=web }}
  9. ↑ 9.0 9.1 9.2 9.3 9.4 9.5 {{#invoke:citation/CS1|citation |CitationClass=web }}
  10. ↑ 10.0 10.1 10.2 10.3 10.4 10.5 10.6 {{#invoke:citation/CS1|citation |CitationClass=web }}
  11. ↑ 11.0 11.1 11.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  12. ↑ 12.0 12.1 12.2 12.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  13. ↑ 13.0 13.1 13.2 13.3 {{#invoke:citation/CS1|citation |CitationClass=web }}
  14. ↑ 14.0 14.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  15. ↑ 15.0 15.1 {{#invoke:citation/CS1|citation |CitationClass=web }}
  16. ↑ 16.0 16.1 16.2 16.3 16.4 16.5 {{#invoke:citation/CS1|citation |CitationClass=web }}
  17. ↑ 17.0 17.1 17.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  18. ↑ 18.00 18.01 18.02 18.03 18.04 18.05 18.06 18.07 18.08 18.09 {{#invoke:citation/CS1|citation |CitationClass=web }}
  19. ↑ 19.0 19.1 19.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  20. ↑ 20.0 20.1 20.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  21. ↑ 22.0 22.1 22.2 {{#invoke:citation/CS1|citation |CitationClass=web }}
  22. ↑ 23.0 23.1 {{#invoke:citation/CS1|citation |CitationClass=web }}

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