Summary:Cowbell

🐄 Cowbell Cyber is a privately held cyber insurtech platform headquartered in Pleasanton, California, combining MGA distribution economics with selective risk-bearing through Cowbell Specialty Insurance Company (Nebraska domestic surplus lines insurer, NAIC 17372) and Cowbell Reinsurance Company (Vermont captive). The company has raised a minimum of $208.3M across five disclosed financing rounds from 2019 through 2024, most recently a $60M Series C led by Zurich Insurance Group in July 2024. Cowbell's product suite spans admitted cyber (Prime 100, Prime 100 Pro), non-admitted middle market cyber (Prime 250), excess cyber (Prime Plus), combined Tech E&O and cyber (Prime Tech), and management liability via a Zurich North America collaboration, serving businesses from SME to $1B in revenue across the United States, United Kingdom, and Australia. The platform differentiates through continuous underwriting via proprietary Cowbell Factors, GenAI-assisted contract review (Cowbell Co-Pilot), integrated 24/7 claims and risk engineering (Cowbell 365), and a curated cybersecurity marketplace (Cowbell Rx).