AXA-ARAG Rechtsschutz AG

AXA-ARAG Rechtsschutz AG
Corporate identity
Type	Aktiengesellschaft (AG)
Regulated	Yes
License type	P&C (Non-Life) — Legal protection insurance
Headquarters	Zürich (head office)
Country	Switzerland
Regulator	Swiss Financial Market Supervisory Authority (FINMA)
Ultimate parent	AXA Versicherungen AG (66.67%)
Group status	Subsidiary
Business & markets
Operating status	Active
Lines of business	Legal protection insurance (private and enterprise)
Geographic markets	Switzerland
Key financials (2024)
Currency	CHF
Revenue	CHF 154.0 million
Gross written premium	CHF 156.2 million
Solvency ratio	345% (SST)

⚖️ AXA-ARAG Rechtsschutz AG is a Swiss Aktiengesellschaft (AG) headquartered in Zürich and described as one of Switzerland's leading legal protection insurers, with additional offices in Lausanne and Lugano. The company is majority-owned (66.67%) by AXA Versicherungen AG, with significant minority participation by ARAG SE (29.17%) and a private shareholder group, placing it within the AXA Group under AXA SA (France) as ultimate parent. AXA has held its majority stake since 2007. Regulated under the Swiss Solvency Test (SST) by FINMA, the company reported gross written premiums of CHF 156.2 million and total underwriting income of CHF 154.0 million for 2024, producing an underwriting result of CHF 28.2 million and an investment result of CHF 9.2 million. Its SST coverage ratio stood at 345%, indicating very strong solvency. Distribution channels include AXA Switzerland, direct sales, broker networks, and an in-house legal service.