Summary:Emergence Insurance
🛡️ Emergence Insurance is a Sydney-headquartered cyber insurance MGA and Lloyd's coverholder operating across Australia and New Zealand. Founded in 2015 with strategic investment from Steadfast Group Limited and Hollard Insurance, it writes policies under binding authority from Lloyd's underwriters led by Markel Syndicate 3000. The product suite spans SME to enterprise segments, anchored by Cyber Event Protection (CEP-005.1) offering limits of $250,000 to $10 million and Cyber Enterprise Solution (CES-003) targeting businesses above $250 million in revenue. Distribution is exclusively broker-based, with a default commission of 15% and a selectable range of 0% to 25%.